Align your investment with your values and invest In Agri-pay Ventures
Our Business Model​
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Agri-pay Ventures Ltd operates a cooperative-led, capital & asset-backed financing model designed to empower smallholder farmers with access to unprecedented capital,clean energy and regenarative farm loans.
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We begin by partnering with farmer cooperatives, who recommend and vet farmers eligible for financing. These cooperatives play a key role in ensuring farmer accountability and loan recovery.
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Once a farmer is approved, Agri-pay advances pre-season or asset-based financing, using the farmer’s estimated future harvest as collateral. This allows farmers to access capital for inputs, labor, and clean energy technologies—including solar irrigation systems, solar lighting, clean cookstoves, and biogas units—through our partnerships with reputable renewable energy and ag-tech providers.
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Repayment is structured flexibly. Farmers repay the principal and interest at harvest, often spread across multiple seasons to match their cash flow. Cooperatives assist by aggregating and selling produce to exporters, who pay directly—ensuring repayment is seamless and traceable.
This integrated approach not only reduces default risk but also enhances farmer productivity, sustainability, and income generation.
We build long-term partnerships with ecologically committed smallholder farmers—funding their everyday needs, clean energy adoption, and regenerative agriculture. Your investment powers a more resilient food system while creating measurable value for farmers, communities, and the planet
Partnered with
5 Cooperatives in the coffee, cocoa, and vanilla sectors
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Why Agri-pay Ventures is different
Agri-pay Ventures combines financial innovation with climate-smart agriculture directly addressing both the cash flow gaps and infrastructure deficits that keep smallholder farmers trapped in poverty.
impact, Agripay unlocks affordable capital tailored to farmers' seasonal realities—pre-season loans, instant payments, and clean energy asset financing—while supporting a transition to regenerative agriculture that restores soil, boosts yields, and strengthens climate resilience.
Investor returns, Agripay de-risks lending by working through trusted cooperatives, using future harvests as collateral, and tapping into high-demand export markets. Our model creates predictable cash flows, scalable distribution through aggregators, and measurable ESG outcomes—making it a rare blend of profit and purpose.